Terms of Use

Welcome to AjoCredit. By accessing or using our platform, services, or products, you agree to comply with these Terms of Use. Please read them carefully. If you do not agree with any part of these terms, you must refrain from using the platform.

1. Use of the Platform

You may use the platform only for lawful purposes and in accordance with these Terms of Use. You agree not to engage in any activity that may disrupt, damage, or impair the platform, services, or user experience.

2. Account Responsibility

Users are responsible for maintaining the confidentiality of their account credentials. Any activity under your account is your responsibility. Notify AjoCredit immediately if you suspect unauthorized access.

3. Loans, Savings, and Credit Facilities

By using AjoCredit’s financial services, you agree to comply with repayment schedules and terms for loans, savings schemes, and credit facilities. Misuse, late payments, or fraud may result in penalties, suspension, or termination of access.

4. Prohibited Activities

  • Engaging in illegal or fraudulent activity.
  • Attempting to hack, disrupt, or bypass platform security.
  • Using the platform for purposes not authorized by AjoCredit.
  • Sharing your account with unauthorized persons.

5. Intellectual Property

All content, logos, trademarks, and materials on the platform are owned by AjoCredit or its licensors. Unauthorized copying, reproduction, or distribution of these materials is prohibited.

6. Disclaimer and Limitation of Liability

The platform is provided “as is.” AjoCredit is not responsible for any indirect, incidental, or consequential damages arising from the use or inability to use the platform. Financial services involve risk, and users should exercise caution.

7. Changes to Terms

AjoCredit reserves the right to update or revise these Terms of Use at any time. Changes will be posted on this page, and continued use of the platform constitutes acceptance of the revised terms.

8. Governing Law

These Terms of Use are governed by the laws of Nigeria. Any disputes arising from the use of the platform shall be subject to the exclusive jurisdiction of Nigerian courts.

9. Contact Us

For questions regarding these Terms of Use, please contact our support team at:
Email: support@ajocredit.com.ng