Our policies define how AjoCredit operates as a cooperative community, ensuring transparency, accountability, and sustainable growth.
The AjoCredit platform is a cooperative community that brings together individuals committed to financial freedom, profitability, and socio-economic growth. These policies guide member conduct and operational integrity.
Members are expected to uphold cooperation, mutual support, and ethical behavior. Respect, positive engagement, and contribution to collective growth are core expectations.
AjoCredit provides access to loans, savings schemes, and credit facilities. Members must use these resources responsibly, adhere to repayment schedules, and maintain accurate transaction records.
AjoCredit operates under structured governance to ensure transparency, accountability, and fairness. Violations of policy or misuse of funds may result in suspension or termination of membership.
The cooperative is committed to long-term sustainability and financial literacy. Members are encouraged to support initiatives that enhance economic growth and community impact.
AjoCredit reserves the right to update this policy as needed. Members will be notified of changes and are responsible for staying informed.
AjoCredit operations are guided by the Lagos State Ministry of Commerce, Trades, and Industry.
AjoCredit does not knowingly collect personal information from children or individuals under the age of 18.
For questions regarding this policy or membership, contact: support@ajocredit.com.ng